A short-term loan works to help with budgeting a set payment usually over a set period of time. You will have a longer period to repay your financed loan amount. You have the option to pay your loan off early at any point without penalty.
Application – It only takes a couple minutes to Apply
Decision – Receive a prompt lending decision
Funding – Get cash by the next business day if approved
Repayment – Repay your loan over 4-12 months
Once you’ve completed your online application and are qualified to move forward, you’ll be presented with your loan documents to review and eSign, also known as "eDocuments". Carefully review.
Don’t worry; every customer that applies online receives a friendly phone call from us to introduce our company and to make sure you are a 100% clear on the terms of your approved loan. On that phone call, we will quickly verify we have received the correct information and disclose your loan terms with any available loan options. Some customers may want a longer pay back period and some may want a shorter loan. Either way, we fully want to make sure you understand your loan terms.
No loan is ever completed or "funded" without first speaking with you the customer. We take your identity and security very importantly. At any point you can decide not to move forward and are not under any commitment to take a loan that you decide is not right for you.
When all information has been confirmed, we will securely send funds to your bank account. You have options to receive your money the next business day or the same day depending upon what time your transaction occurs. You have options and they will be explained when speaking with us. We look forward to helping you!
At any time you may pay your loan in full. You will be asked to pay your principal and interest loan balance accrued up to the pay off time you requested. There are no prepayment penalties. Otherwise, your loan will be paid accordingly to your loan agreement. All you have to do is simply give us a call to request your pay off balance. Very fast and friendly!
Late payments of your loan may result in additional fees or collection activities, or both. Please review your loan agreement for further information.
Depending on where you live, we do not loan in every state. Check applicable States.